tagaAmerica.com

PNB Remittance Center - Illinois

Chicago, Illinois

5918 N. CLARK ST.
CHICAGO, IL 60660
Tel (773) 784-2953
Fax (773) 784-2952
chicago@pnbrci.com

Hoffman Estates, Illinois

1028 W. GOLF RD.
HOFFMAN ESTATES, IL 60194
Tel (847) 885-7405
Fax (847) 885-7412
hoffman@pnbrci.com

Niles, Illinois

7315 W. DEMPSTER ST.
NILES, IL 60714
Tel (847) 583-0352
Fax (847) 583-0353
niles@pnbrci.com

Woodridge, Illinois

2441-57 W 75th St Woodridge Plaza
Woodridge, IL 60517
Tel (630) 985-7880
Fax (630) 985-7883
woodridge@pnbrci.com

PNB Remittance Center- Hawaii

Waipahu, Hawaii

94-226 Leoku St.
Waipahu, HI 96797
Tel (808) 678-3360
Fax (808) 678-3302
waipahu@pnbrci.com

PNB Remittance Center- Florida

Jacksonville, Florida

10916 ATLANTIC BLVD., #5
JACKSONVILLE, FL 32225
Tel (904) 564-2555
Fax (904) 564-2539
jacksonville@pnbrci.com

Miami, Florida255 East Flagler St. Ste. 213
Miami, FL 33131
Tel (786) 425-9560
Fax (786) 425-9561
miami@pnbrci.com

Tampa, Florida

8502 N ARMENIA AVE., STE. 4B
TAMPA, FL 33604
Tel (813) 933-5335
Fax (813) 933-5330
tampa@pnbrci.com

PNB Remittance Center- California

Anaheim, California

825-C N.EUCLID ST.
ANAHEIM, CA 92801
Tel (714) 563-1646
Fax (714) 563-1785
anaheim@pnbrci.com

Artesia, California

17532 A PIONEER BLVD.
ARTESIA, CA 90701
Tel (562) 403-1188
Fax (562) 403-1190
artesia@pnbrci.com

Carson, California131-F W. CARSON ST.
CARSON, CA 90745
Tel (310) 549-8795
Fax (310) 549-8797
carson@pnbrci.com

Daly City, California

6730 MISSION ST., UNIT A
DALY CITY, CA 94014
Tel (650) 756-1268
Fax (650) 756-1409
dalycity@pnbrci.com

Eagle Rock, California

2700 COLORADO BLVD., STE 100
LOS ANGELES, CA 90041
Tel (323) 254-3507 /(323) 254-3259
Fax (323) 254-5889
eaglerock@pnbrci.com

Long Beach, California

1358 W.WILLOW ST.
LONG BEACH, CA 90810
Tel (562) 492-5909
Fax (562) 492-5939
longbeach@pnbrci.com

Los Angeles, California

3343 WILSHIRE BLVD.
LOS ANGELES, CA 90010
Tel (213) 401-1808 /(213) 401-1825
Fax (213) 401-1809
losangeles@pnbrci.com

 Mira Mesa, California

9007 MIRA MESA BLVD.
SAN DIEGO, CA 92126
Tel (858) 549-1253
Fax (858) 549-1346
miramesa@pnbrci.com

 Moreno Valley, California

24021 Alessandro Blvd., STE. 103-A
Moreno Valley, CA 92553
Tel (951) 485-1095
Fax (951) 485-1212
morenovalley@pnbrci.com

National City, California

2220 E. PLAZA BLVD.
GROVE PLAZA SHP CTR., STE. E
NATIONAL CITY, CA 91950
Tel (619) 472-5270
Fax (619) 472-5790
nationalcity@pnbrci.com

Oxnard, California

3622 SAVIERS RD.
OXNARD, CA 93033
Tel (805) 486-9759
Fax (805) 486-1592
oxnard@pnbrci.com

Panorama City, California

14417 ROSCOE BLVD., #D
PANORAMA CITY, CA 91402
Tel (818) 891-2928
Fax (818) 891-0838
panoramacity@pnbrci.com

Sacramento, California

6914 65TH ST., STE. 305
SACRAMENTO, CA 95823
Tel (916) 424-9588
Fax (916) 424-9590
sacramento@pnbrci.com

Rancho Cucamonga, California

8956 Foothill Blvd., STE. c1b
Rancho Cucamonga, CA 91730
Tel (909) 476-9494
Fax (909) 476-9459
ranchocucamonga@pnbrci.com

San Jose, California

1983 QUIMBY RD.
SAN JOSE, CA 95122
Tel (408) 929-0964
Fax (408) 929-0966
sanjose@pnbrci.com

West Covina, California

1559-K E AMAR RD.
WEST COVINA, CA 91792
Tel (626) 854-2045
Fax (626) 854-2046
westcovina@pnbrci.com

San Francisco, California

One Sutter St., Mezzanine Flr.
San Francisco, CA 94104
Tel (415)392-0502
Fax (415)392-0503
sanfrancisco@pnbrci.com

Union City, California

32128 ALVARADO BLVD.
UNION CITY, CA 94587
Tel (510) 487-6272
Fax (510) 487-6330
unioncity@pnbrci.com

Vallejo, California

36 Springstowne Center
Vallejo, CA 94591
Tel (707)558-9575
Fax (707)558-9577
vallejo@pnbrci.com

PNB Remittance Center-Dallas
Heres their address:

940 E Belt Line, Suite 130
Richardson TX 75081

Tel# 97 2470 9910/ 972 470 9912
Fax# 972 470 9915
emai: dallas@pnbrci.com

www.PNBRCI.com

My thoughts on WalMart vs Shoemart in Philippine market condition.

 Well WalMart and ShoeMart started on the concept of retail and discount sales. Both excelled well. But lets see how WalMart would fare in the Philippines. 

I think Walmart will have a hard time competing with SM primarily SM already have the edge over WM in the Phiippines. What if they we take away that premise. I think with the store condition of Walmart it will still be hard for WM to survive. Unless WM will really do the bargain of bargain sale in the Philippines which I presume they don’t have the capability to do that in an uncharted sea of WM.

But if WalMart will merge with one of the discount stores in the Philippines I think WM will have some edge. Will need more million dollar investment to topple the now number one discount store in the Philippines, SM.

But what if SM will go to US? I think SM will have hard time surviving also primarily because the buying capacity of Philippine Peso over Dollar is low which it will be hard for SM to do business in US.

BUt I don’t know, about this what if of mine… We’ll its just  my thoughts.

I know this company very much. My estimate this company holds at least 70% of telephone and celphone subscribers (SMART) in the Philippines. They provide data and internet services, they have ventures in Philippines first data satellite and invested lots of money over undersea fiberoptic cable from US to Philippines and Asia. PLDT is a giant and I think a utility with big margin of profit. Only Philippine company listed on NYSE.

 Recently with the demand for outsourced call centers. PLDT formed a company to cater it. 

 They also own the most franchised internet cafe in the Philippines.

 If  I have some more money in my portfolio I will gladly invest some fortune in this company. maybe in weeks I will do it.

Jollibee Foods a Philippine company listed at Pink Sheets  market in the US as JBFCF.PK and publicly traded in the Philippine stock market. This company has been performing very well since its conception like McDonalds, and it toppled McDonalds in sales for many years now. It has been bullish too  as a stock since I bought this last year though it has stayed flat for couple of months now.

Maybe the reason why this company has been flat for couple of months is that it has been using its funds in establishing new markets in China and India, as well testig new market in the Philippine restaurant industry(the karenderia style). Years ago it bought it bought one of the restaurant chain in China as well in Singapore and India. According to reports Jollibee is expanding its operations here in the US especially their cakes and pastry segment which is the Red Ribbon(one of my favorite cakes.) and Jollibee too is planning to invest more in placing couple more Jollibee restaurants here in US.

So far so good. I think I will keep on buying this stock. For me to get a Jollibee franchise.

Heres a link to Lending Business Regulation in the Philippines…

It will help you in every aspect of your plan or lending business.

Here in the US al I know is that you have to take an exam and pass it and get business permit for it. I don’t know how much the capitalization is but i’m pretty sure its expensive.

Anyway in the Philippines all you need is a capitalization of maybe more than Php100,100.00, some schematic diagram of your pawnshop loaction and pawnshop shop and some attorneys fee, bank guarantees, pawn ticket sample and maybe transaction fees at Bangko Sentral ng Pilipinas. I forgot some of the requirements  but I think those are just basic things you need to do inorder to set up the business. 

And thats it youre there, ready to do business…. I think the hard part of it is the transaction with BSP anyway they have a stipulation where you can start your pawnshop business while you are still following up the approval for the license.

When you passed one year at least you can say you are already earning real money.